PayPal in Nigeria: How to Open and Verify a Paypal Account

It’s no news that PayPal does not accept Nigerians. This restriction by Paypal was necessitated some years back when some Nigerians used the payment platform to defraud many foreign buyers on Ebay (which owns Paypal).

Because Paypal is not available to Nigerians, sending and receiving payment for online transactions have been very difficult for those who had legitimate reasons to use the payment system. And from all indication, Paypal isn’t ready to reverse this restriction anytime soon.

Before I reveal the only trick you can use to operate a Paypal account in Nigeria safely and free of charge, I’ll advice you to check out the alternatives to Paypal (for Nigerians) as revealed in this article: Alternatives to Paypal (for Nigerians)

If you think the alternatives offered in the article are still not suitable for you, then try this:

If you have a TRUSTED friend or relative in the US, UK, or any other country that allows Paypal, ask that person to help you open a Paypal account. The account would be opened in their name so that they would help you with their ID documents whenever Paypal requests for them.

If that friend or relative of yours has a bank account over there, you’ll need their card for verifying the account.

After the account has been created, ask for the username and password used for creating the account (if they were not provided by you). Then, you can freely login to the account from Nigeria whenever you need to.

Chances are high that Paypal will notice the Nigerian IP address and would request that some ID documents be scanned and sent to them for security verification. You’ll easy scale this hurdle if the person who helped you create the account used their own name (instead of yours) and address in the US or UK (or wherever they may be).

This is the only trick that can work for you. Don’t pay anyone who promises to get you a verified Paypal account. You’ll most likely get your account banned and all your funds seized! Be warned.

Note: The email address used to register the Paypal account must be YOURS!

Updated: March 20, 2014 — 7:12 am


Add a Comment
  1. Considering the huge number of calls and emails we receive on inquiries about Paypal, we have decided to enable comments for this post. So, feel free to ask any questions you may have.

    –Abass (Admin).

    1. Dayo,

      Well, I don’t know of any other safe shortcut. If you only need to buy something with PayPal, I can help with that, as I know of a service that charges at $200 per dollar to help make PayPal payments. Contact me if you you’re interested (see “contact us” page).

  2. I just want to thank you for been sincere…I know this is nothing but the truth. Don’t mind those thieves that go round promising what they know that is not true.

    1. Elitel,

      You’re welcome. Anything that involves changing your IP address or your name is simply unethical. And that’s what those self-acclaimed “Paypal gurus” advise.

  3. Hello Admin, i would like you to help me on how i can buy a product from a company in USA that does not Ship their products to Nigeria. Please your advice and help are highly needed and will be appreciated.

    1. Odozi,

      I will advise you to use the services of They are reliable and their charges are cheap.

    1. There is no way you can set up a legal Paypal account in the name of someone in Nigeria. Your best bet is to use your own name and details, and then let your fiance access it from his end.

  4. Perhaps, you may have a solution to this for me. I’m a consultant here in Nigeria and payments are made directly into my account. Presently, I’m planning to sell this idea of mine to the world. My big question is, “If I offer this service to a foreigner, for instance, an American, can I have such payment directly into my account here in Nigeria? If so, how do I go about this? Pardon my ignorance on this ‘cos I’ve never gone this far before. Thanks for your anticipated response.

    1. Bejom,

      There are payment processors that you can use to receive money from foreigners. Payoneer and 2checkout are very good options to consider.

    1. Benjamin,

      If you need a comprehensive guide on how to start an online business, I recommend you visit

  5. dear, i like the way you honestly speaks the truth, your type is rare….. I never thought that someone can ever speak of ETHICAL on internet let alone giving it a due CONSIDRATINO…..!
    Thank u may God reward you for your honesty. I would like us to become friends….. Pls notify me at my e mail

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