Update: PayPal is now officially available in Nigeria (effective from Tuesday, June 17, 2014). However, Nigerian PayPal users can only send funds and make online payments. PayPal does not allow Nigerians to receive of withdraw funds.
If you need a PayPal account for making payments online, then click here to read this article on how to create your own account within 10 minutes.
However if you need a PayPal account for receiving and withdrawing funds, continue reading this article to its end. The trick I revealed here will be of help to you.
It’s no news that PayPal does not accept Nigerians. This restriction by Paypal was necessitated some years back when some Nigerians used the payment platform to defraud many foreign buyers on Ebay (which owns Paypal). Because Paypal is not available to Nigerians, sending and receiving payment for online transactions have been very difficult for those who have legitimate reasons to use the payment system. And from all indications, Paypal isn’t ready to reverse this restriction anytime soon.
Before I reveal the only trick you can use to operate a Paypal account in Nigeria safely and free of charge, I’ll advice you to check out the alternatives to Paypal (for Nigerians) as revealed in this article: Alternatives to Paypal (for Nigerians)
If you think the alternatives offered in the article are still not suitable for you, then try this:
If you have a TRUSTED friend or relative in the US, UK, or any other country where Paypal allows users to withdraw funds, ask that person to help you open a Paypal account (if they don’t have one already). The account would be opened in their name so that they would help you with their ID documents whenever Paypal requests for them.
If that friend or relative of yours has a bank account over there, you’ll need their card for verifying the account.
After the account has been created, ask for the username and password used for creating the account (if they were not provided by you). Then, you can freely login to the account from Nigeria whenever you need to.
Chances are high that Paypal will notice the Nigerian IP address and would request that some ID documents be scanned and sent to them for security verification. You’ll easy scale this hurdle if the person who helped you create the account used their own name (instead of yours) and address in the US or UK (or wherever they may be).
However, if your relative already has and uses a PayPal account, he/she won’t be able to create a second account, as PayPal frowns against that. So, it’s better to have your funds sent to their PayPal ID.
Ultimately, you’ll ask your friend/relative to help you withdraw the funds and send to you via Western Union or Moneygram.
This is the only trick that can work for you. Don’t pay anyone who promises to get you a verified Paypal account. You’ll most likely get your account banned and all your funds seized! Be warned.
Note: The email address used to register the Paypal account must be YOURS!