How to Buy Airtime/Credit Directly From Your Bank Account


NetworksAs long as you have an account with any of GTB, FirstBank, Diamond Bank, Access Bank, Union Bank, Skye Bank or any of the banks listed below then topping up your airtime or buying for a friend/relative is as easy as checking your airtime balance.

Buying for friends or relatives requires you to have an atm card with the bank as it requires the last 4 digits of the number inscribed on your ATM card.

Below are the various ways of buying airtime from GTB, First Bank, Diamond Bank, Access Bank, Stanbic IBTC Bank, Fidelity Bank, Union Bank and Skye Bank.
Your mobile number making the transaction MUST be the number that you registered with the bank

How to Buy Airtime/Credit from GTB

Simply Dial *737*amount# and SEND from your mobile phone (This is accessible using all types pf mobile devices). E.g. *737*1000#.

To send airtime recharge to family or friend, simply dial *737*Amount*Friends No#. E.g. *737*1000*08023456789#.
The Maximum you can recharge is N5,000 per day

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How to Buy Airtime/Credit from FirstBank

Simply Dial *894*amount# and SEND from your mobile phone. E.g *894*1000#.
For First Bank you can only top-up your mobile line and the Maximum you can recharge is N3,000 per day

How to Buy Airtime/Credit from Access bank

Simply Dial *901*Amount# and SEND from your mobile phone. E.g *901*1000#.
The Maximum you can recharge is N5,000 per day

How to Buy Airtime/Credit from Stanbic IBTC Bank

For Stanbic IBTC Bank simply dial *909*amount# if you have an account with them. E.g *909*750#

How to Buy Airtime/Credit from Fidelity Bank

For Customers banking with Fidelity Bank, to top up your mobile with airtime, simply dial *770*amount#. E.g *770*1500#.

Daily top-up limit is N5000

How to Buy Airtime/Credit from Zenith bank

Simply Dial *302*Amount# and SEND from your mobile phone. E.g *302*1000#.
The Maximum you can recharge is N5,000 per day.

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How to Buy Airtime/Credit from Union Bank

For Union Bank, the USSD code for Union Bank is *389*032*amount#. E.g *389*032*500#

How to Buy Airtime/Credit from Diamond Bank

For Diamond Bank, Simply Dial *904*Amount# and SEND from your mobile phone you registered with the bank. E.g *904*1000#.

How to Buy Airtime/Credit from Skye Bank

For Skye Bank, simply dial *389*076*1*amount# and SEND from your mobile phone. E.g *389*076*1*500#

How to Buy Airtime/Credit from EcoBank

For Eco Bank simply dial *326*amt# and Send. E.g: *326*1000#

How to Buy Airtime/Credit from FCMB

Simply dial *389*214*amnt# and Send.  E.g *389*214*1500#

How to Buy Airtime/Credit from KeyStone Bank

For KeyStone Bank Recharge on the go, simply dial *322*082*amount# E.g *322*082*750#. This service is available only for MTN, Airtel & Etisalat.

For Glo dial *805*082*amount#

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57 Comments

Add a Comment
  1. Enoch

    What of sterling bank please

  2. I WANTED TO RECHARGE MY MTN NUMBER WITH MY DIAMOND ACCOUNT. THERE WAS ERROR IN THE NUMBER I WANTED TO RECHARGE, THEY HAVE TAKEN THE MONEY BUT THE MTN NUMBER I PUT WAS INCOMPLETE. HOW DO I GET THE MAIN MTN COSTUMER SERVICE EMAIL TO WRITE THEM

  3. Joseph

    Please I read from joelinkstech.blogspot.com that I will get free data when I recharge with the ussd code. Is it true?

  4. Mubarak Aminu yakubu

    how to recharge with access

  5. olaide_ysf

    No matter what i want to do on my phone frome my Account it will reply with UNFINISHED . please what can i do ?

  6. obiabuotu daniel

    my name is daniel. Am a scrab dealer. I buy broken plastic chairs, conderm motor battrey and even scrab motor. No matter the quantity i promise to buy it. Anywhere around nigeria. Contact me with the following numbers. 09081817754 and 07013308789. We make our money from what u call waste. Thanks and contact me lets do busness.

  7. Precious

    Any update on diamond bank recharge code pls i need it urgently.

  8. ayus

    pls code for union bank

  9. Green Duma

    How do I recharge a friends phone using my FCMB account?

  10. BUSARI SAHEED

    How can I credit a friend from my Skye bank account

  11. BUSARI SAHEED

    Pls how can I credit a friend with my Skye bank account?

  12. bassey

    Pls code for Wema Bank credit recharge

  13. Tope

    what about code for ASO Savings and load

    1. Tope

      What about ASO Savings and Loan code?

  14. STEPHEN JOHN

    Please i need a code for UBA bank

  15. STEPHEN JOHN

    Good evening. Please i need a code for UBA

  16. bukky

    what is the rechage code for eco bank

  17. bright Abel

    pls how do credit friends from my diamond acc?

  18. taiwo

    how can i credit my friends phone form my fidelity bank account

  19. taiwo

    how can I credit friend with my Fidelity bank account

  20. victor Eno_Obong Etop

    Pls i am a sterling bank customer my bank is not listed here so how do i do. Pls help ooooo

  21. Ikonomy

    Please,these codes ain’t working on my own phones. I’m banking with Fidelity and Union. What’s happening?

  22. olusola

    pls what is the short code for heritage bank,i need to buy credit this night.

  23. yahuza yahaya

    how about jaizbank?

  24. Auwal Ammani

    Pls can someone help me with code for keystone bank

    1. Auwal,

      For KeyStone Bank Recharge on the go, simply dial *322*082*amount# E.g *322*082*750#. This service is available only for MTN, Airtel & Etisalat.
      For Glo dial *805*082*amount#

  25. igor

    pls i need code how to send money from union bank by phone

    1. hallen

      please how can I credit my friend or transfer to my second sim, with Union Bank Recharge?

  26. For those of you the direct recharge code is not working for.

    Please note, those codes can only work for you if you have atleast N2.00 on you Main Bal account.

    If not, you’ll get a ”try again…” as in the case of First Bank Plc.

    Thank You.

  27. For those of you the direct recharge code is not working for.

    Please note, those codes can only work for you if you have atleast N2.00 on you Main Bal account.

    If not, you’ll get a ”try again…” as in the case of First Bank Plc.

    Thank You.

  28. tressy

    Pls the code for skye bank is not working I really need assistance on it. thanks

  29. yenkat

    Please how do I recharge my friends from my stanbic account?

  30. jb silas

    Please what’s the code for UBA

  31. chima bede

    for diamond bank dial *904*amount#

    1. China, thanks for your contribution.

    2. Jahbless

      D code 4 diamond is nt workin, aw cn i sault it awt

      1. shedysilver

        Use *937*amount#

  32. Adesola Remilekun

    please what is the code for diamond bank? the code here is not working.

  33. taiwo

    the skye bank code is nt responding…pls any hint about that?

  34. gbenga

    How do you recharge other numbers from your Stanbic account

  35. mjjossi

    Pls wats d transfer code for Ecobank pls wanna transfer wit my phone now

  36. Adeleke Rofiat

    i try th code for skye bank its not working *389*076*1*#

  37. Sammy

    Pls some1 help me wif Skye bank code cos *389*072*1*amt# is not working

  38. giwa hebron

    Gud day, I tried for first bank ant its nt working. Always receiving try again…

  39. tope

    What about the code for Keystone and spring(heritage) bank

  40. Saleh mohd

    Pls can someone help me the code of union bank.because i tried the ¤389¤032#. But is not working.

    1. Saleh,
      The code for Union Bank is correct.
      I have contacted the bank for verification and it still remains *389*032*Recharge Amount#
      Probably there is a technical issue.

    2. Lawrence

      Same here

  41. akin wumi

    please how can I transfer money with my union bank to another account please I need help who will help me he or her will have reworld call me on 08166116688

  42. GABADAMASI JIBRIL

    the ussd code for Union Bank is *389*032*amount#
    e.g. *389*032*200#

    1. Jibril,
      Thank you for the update.

      1. yenkat

        Please how can i credit friends from.my stanbic account?

  43. James Martin C

    Update on diamond bank, dial *302*amount# from the number registered with the bank…

    1. James,
      Thank you for the update.

    2. Mike

      It aint working.. @ James Martin C

    3. Adesola Remilekun

      for diamond bank. I have tried it nd still nt working

  44. peter allan

    gud p.m

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