Zenith Bank Transfer Code & How to Use


Zenith Bank is one of the prominent banks in Nigeria. The bank is licensed by the Central Bank of Nigeria as a commercial bank.

In this post, we take a look at the Zenith Bank transfer code and how you can use it. But first, let’s take a look at a brief profile of the bank.

Zenith Bank Transfer Code

Zenith Bank Transfer Code & How to Use

Zenith Bank is one of the largest financial service providers in Nigeria and Anglophone West Africa.

As of 31 December 2016, the total asset of Zenith Bank was ₦4,739,825 million with shareholders’ equity of ₦616,353 million. The shares of stock of the company are listed on the Nigeria Stock Exchange and the London Stock Exchange.

The history of Zenith Bank can be traced to May 1990 when the bank began operations in July of that year with a capital base of $4 million. In 1997, there was a directive for banking institutions to shore up their capital base Zenith increased its capitalization to 500 million naira.

In 1999, Zenith Bank embraced the use of the internet for marketing and online banking and was one of the earliest companies to invest in online banking. A few years later in the early 2000s, Zenith’s profile began to rise when its investment in information technology began to yield results with annual net profits comparable to some of the older big banks.

Following a successful IPO in 2004, Zenith Bank became a public limited company and its shares of the stock were listed on the Nigeria Stock Exchange (NSE).

In 2013, Zenith Bank took it a notch higher when the bank’s shares were traded on the London Stock Exchange (LSE) following a listing of the $850 million worth of its shares at $6.80 each.

Zenith Bank has equity investments in Zenith Custodian, Zenith Securities, and Zenith General Insurance.

Currently, the bank has more than 500 branches and business offices in all states of the federation and the Federal Capital Territory (FCT). The headquarters of Zenith bank is located at the Zenith Heights Building located at 87 Ajose Adeogun Street, Victoria Island, Lagos.

There are subsidiaries of Zenith Bank located in the United Kingdom, United Arab Emirates, Ghana, Sierra Leone, and The Gambia. The Bank also has representative offices in South Africa and China.

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Now that you know about Zenith Bank, let’s take a look at the bank’s transfer code.

The transfer code uses USSD technology for a variety of transaction. Some of the things you can do include the following:

     1. Open an account

All you need do is simply dial *966*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS. Generally, account opening forms are NOT required for the signup process. Once you have signed up, you can look out for your ten-digit account number (NUBAN).

     2. Check balance

You can also use the transfer code to load airtime and data for yourself as well as others. All you need do is simply dial *966*Amount*Mobile Number# on your phone (e.g. *966*1000*0803456789#) to buy airtime.

    3. Transfer money

You can also transfer funds conveniently by dialing *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.

    4. Pay DStv, PHCN and other Zenith Billers conveniently.

If you want to pay your DStv and PHCN bills, simply dial; *966*7*Amount*Customer ID# on your mobile phone and follow the on-screen prompts. To pay other Zenith Billers, simply dial; *966*6*Biller code*Amount# on your mobile phone and follow the on-screen prompts.

There are also a host of self-service actions that you can carry out. These include:

  • Retrieve your card PIN

To retrieve your card pin, just dial *966*60# and select option 4.

  • Block card

To block your card, just dial *966*60# and select option 6

  • Manage cardless withdrawal 

To create and cancel a cardless withdrawal code, all you need to do is dial *966*60# and select the option 7.

  • Select preferred USSD account to debit

If you want to select a specific USSD account to debit, simply dial *966*60# and select option 8 to choose your preferred USSD account to be debited for your USSD transactions.

  • Perform transaction above N100,000 via USSD

You can also perform transactions above N100,000. The first step is to dial *966*60# then select the option to sign an indemnity.

  • Activate agent banking transactions

If you run a POS or agent banking service, you can simply dial *966*66# and follow the on screen prompt to activate agent banking.

  • Perform USSD on POS 

To perform USSD on POS Transaction simply dial *966*000# and enter your POS Reference code.

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If you have questions on the Zenith Transfer code, you can check the FAQs, your question might have been answered here.

What is *966# Eazybanking?

*966# EazyBanking is a convenient, fast, secure, and affordable way to access your bank account 24/7 via your mobile phone without internet data.

Who can use the *966# Eazybanking service?

This platform is available to all individual account holders with any phone that runs on the GSM platform.

What do I need to enjoy this service?

You will need a phone with airtime loaded on it.

How much does it cost to get *966# Eazybanking?

The application is absolutely free. However, network charges apply.

What is Alertz?

AlertZ is the transaction notification that Zenith Bank sends to a customer’s mobile number registered with the bank.

How do I register for *966# Eazybanking?

All you have to do is dial *966*00# with your AlertZ number. You will be asked to enter the last 4 digits of your Debit (ATM) card number. Then you will see a page showing your account name and you will be asked to create a 4 digit PIN, confirm the 4 digit PIN. If you’re successful, you will get a message “Retrieving your balance .“ You will also receive an SMS with the balances on all your accounts

Which cards can I use to register?

You can use your debit cards (MasterCard or Visa)

How secure is*966# Eazybanking?

The Zenith *966# EazyBanking is secure as it requires registration and PIN authentication on all your banking transactions.

Do I need to visit a Zenith bank branch to register for *966# Eazybanking?

The registration can be done with your GSM phone as long as you have a Zenith Bank debit card.

Are there any limits on *966# Eazybanking transactions?

The cumulative transfer limit is N100,000 daily for money transfer while the cumulative transaction limit on airtime top-up is N3,000.00 daily.


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