The advent of online banking apps in Nigeria has made everyday banking easier for Nigerians from the comfort of their phones. The best online banking apps are those that allow you to easily access your funds in your bank accounts and carry out transactions conveniently, as well as control your bank account without stepping foot in your bank branch near you. In this article, we’ll discuss the 5 best online banking apps in Nigeria.
The 5 best online banking apps in Nigeria would be discussed below:
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GT World
GT World is the online banking app for Guaranty Trust Bank (GTBank), one of the leading commercial banks in Nigeria today. The GT World app is one of the best online banking apps in Nigeria because of its features which make it easy for GTBank customers to bank on the go with ease and assured security. This app can be downloaded from the Google Play Store if you’re using an Android or from the Apple App Store if you’re an iPhone user.
Numerous features make GT World stand out from other banking apps, one of which is that you can log in to the app using your face, fingerprint, or any 4-digit password of your choosing, and all the options are secure and easy to use. Furthermore, sending money to a friend, relative or business associate using the GT World app is simple as you can do so by using just their mobile number. You can also easily make payments for utility bills and view all your transactions in one simple search.
You can also perform some transactions without even signing into your GT World account, such as checking your account balance, buying airtime, and transferring money without your GTBank accounts. Additional features of this online banking app include blocking your ATM card in the event of theft or loss and requesting a new one. You can also send your account statement to your email or an embassy of your choice from the GT World app, and so much more.
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Access Mobile App
The Access Mobile app, which is the online banking app of First Bank PLC, is one of the best online banking apps in Nigeria today for the convenience and ease to carry out transactions. The app is compatible with both Android and iPhone devices and can be downloaded and installed from the Google Play Store and Apple App Store respectively.
With the Access Mobile App, everyday banking services are easier to perform, whether it is transferring funds to your family members and friends or paying bills, to topping up on the go. For airtime purchases for your phone or any other person, you can easily do so without even logging on to the app. Another feature of this online banking app is its ability to make withdrawals from an ATM when you don’t have your debit card on you.
Furthermore, you can buy movie tickets at a cheaper rate with the Access Mobile App, thereby avoiding long queues and sold-out tickets when you want to buy. More options are available on the app for convenient online banking services.
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FirstMobile
This online banking app, FirstMobile, is the official banking app of First Bank of Nigeria. This app is on this list because of the ease of accessing funds in your account, the convenience of performing transactions from anywhere in Nigeria, and the ability to keep tabs on your income and expenditures each month. This online banking app is available to customers of First Bank of Nigeria on the Google Play Store and the Apple App Store, depending on whether they are using an Android device or an iPhone device.
With FirstMobile, you can perform all financial transactions with ease, be it topping up airtime for your phone or any other number, transferring money to friends and family, or making utility bill payments. The FirstMobile app also has a ‘Dashboard’ section where you can stay on top of your finances as your income and expenditure for each month would be reflected there. Another standout feature of this app is the ‘Lifestyle’ option that allows you to book your favourite events and shows in just a few taps. Generally, FirstMobile is topnotch, and the millions of users (according to the number of installs on Google Play Store and Apple App Store) of the app is proof that it’s one of the best in Nigeria.
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Alat by Wema
Alat by Wema is another online banking app that makes this list. This online banking app is the official bank app of Wema Bank. There are several key features of the Alat by Wema banking app that makes it one of the 5 best online banks in Nigeria. Some of the standout features include the ability to open a Wema Bank account using the Alat by Wema bank app.
Another feature is that you can schedule transfers and bill payments using the Alat by Wema online banking app. You can also grow your savings with the automated goal savings option of this online banking app. You can also control your debit card from the app, as well as use a virtual dollar card exclusive to Alat by Wema for online payments. This app can be downloaded and installed from Google Play Store and Apple App Store, depending on whether the device is an Android or iPhone.
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UBA Mobile App
This UBA Mobile app is the official online banking app of United Bank for Africa. This app is designed with enhanced functions that include self-service banking services, ATM/Branch locator, auto reminders for recurring payments and transfers, and automatic insertion of OTP via SMS on the transaction screen. Other impressive features of the UBA Mobile app include 24-hour customer service support via live chat, quick login into the app using your biometric features (face and fingerprint), and faster navigation with a sliding menu. This app is available to be downloaded and installed on Google Play Store for Android device users, and Apple App Store for iPhone device owners.