Lotus Bank is one of the few non-interest banks in Nigeria. Unlike most commercial banks known for double-digit loans, business owners of small and medium enterprises can utilize any of Lotus Bank Non-Interest banking products to grow and expand their businesses. More so, the smart banking and E-solution offerings of this bank make it desirable to private individuals and business owners alike. Do these attributes pique your interest in Lotus Bank? This article will provide the addresses of Lotus Bank branches in Nigeria.
The list of Lotus Bank branches in Nigeria would be listed below:
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Lotus Bank Ikoyi Branch
Address: No. 182 Awolowo Road, Ikoyi, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Victoria Island Branch
Address: No. 30A Adetokunbo Ademola Street, Victoria Island, Eti Osa, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Lagos Island Branch
Address: No. 24, Idumagbo Avenue, Lagos Island, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Allen Avenue Branch
Address: No. 109, Allen Avenue, Ikeja, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
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Lotus Bank Itire Branch
Address: Wheel Oil Filling Station, Adeniyi Road, Itire, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Enyo-Lekki Digital Service Centre
Address: Enyo Filling Station, Plot 1,2889 Block 11, Ojomu Elesan Village, Orchid Road, Lekki-Epe Expressway, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Wuse Market 2 Branch
Address: Wuse Market, Zone 5, Wuse District, Abuja, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Oshodi Digital Service Centre
Address: Oshodi Terminal Interchange, Oshodi, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Maraba Branch
Address: Beside Access Bank U-Turn, Abuja-Keffi Expressway, Maraba, Nasarawa State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Apapa Branch
Address: Capricorn Block, Eleganza Plaza, Apapa, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Ikorodu Branch
Address: No. 20, Lagos Road(behind the BRT Terminal), Ikorodu Garage, Ikorodu, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Ikota Shopping Complex Branch
Address: Ikota Shopping Complex, Ikota, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Iponri Branch
Address: Olaleye Town, Iponri, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Minna Branch
Address: Blue Mart Shopping Complex, Minna, Niger State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Iwo Town Branch
Address: Iwo-Gbongon Road, opposite Wema Bank, Iwo, Osun State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Adeola Hopewell Digital Service Centre
Address: No. 6, Adeola Hopewell Street, Victoria Island, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank LAWMA Ijora Digital Service Centre
Address: LAWMA Office, No. 3, Iddo Yard, Ijora Olopa, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Crescent University Digital Service Centre
Address: KM 5, Ayetoro Road, Lafenwa, Abeokuta, Ogun State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Iseyin Branch
Address: Osomo Compound, Iseyin, Oyo State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Iyana Ipaja Branch
Address: No. 171, Abeokuta Expressway (Heyden Filling Station), Iyana Ipaja, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Idumota Branch
Address: No. 136, Nnamdi Azikiwe Street, Idumota, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Computer Village Branch
Address: No. 11, Simbiat Abiola Way, Computer Village, Ikeja, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Abeokuta Branch
Address: No. 13 Ake, opposite Alake’s Palace, Abeokuta, Ogun State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Ilorin Branch
Address: No. 168, Ibrahim Taiwo Road, By Stadium Road, Ilorin, Kwara State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Osogbo Branch
Address: Opposite KIA Motors, Ogo-Oluwa, Osogbo, Osun State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Wuse Branch
Address: AP Plaza, Plot 100, Adetokunbo Ademola Crescent, Wuse, Abuja, Federal Capital Territory
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Kano Branch
Address: No. 56, Murtala Mohammed Way, Wapa, Kano, Kano State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Agege Branch
Address: No. 137, Old Ipaja Road, Agege, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Akowonjo Branch
Address: No. 32, Akowonjo Road, Egbeda, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Ketu Branch
Address: No. 599, Ikorodu Road, Ketu, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Ogba Digital Service Centre
Address: Ogba Multipurpose Shopping Complex, Ogba, Lagos
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Lotus Bank Obalende Branch
Address: No. Obalende Road, Obalende, Lagos State
Email ID: support@lotusbank.com, complaints@lotusbank.com
Phone Number: 0700568872265
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Banking Solutions Offered by Lotus Bank
Lotus Bank offers a range of banking solutions to both individuals and businesses. Private individuals seeking to own a Lotus Bank account can open one or more of Lotus Current Account, Lotus Savers, Lotus Premium Current Account, Lotus Premium Savings Account, and Lotus Domiciliary Account. All the aforementioned account types enjoy Lotus Bank smart banking services which allow customers to use the *5045# USSD Banking, Lotus Mobile Banking, and Lotus Online Banking services.
Business owners, on the other hand, can choose to open an SME Current Account, SME Savings Account, Corporate Current Account, or Corporate Call Account, depending on their unique needs. With any of these Business Account types, customers can enjoy interest-free financing. The available Lotus Financing options for customers with Business Accounts include Education Financing, Home Appliance Financing, Agric Financing, Lotus Homes, Lotus Lifestyle, SME Finance, and more.
The Lotus Financing options available to customers with Business Accounts could be obtained through non-interest banking products such as Equity-based contracts, Fee-based contracts, Sale-based contracts, Investment instruments, and Lease-based contracts. As an interest-free bank, Lotus Bank does not issue loans, instead the bank may act as a trader, a lessor, an agent, or a partner with its customers, depending on the non-banking products.
Furthermore, Lotus Bank offers My Lotus Signature Account which includes different account types such as the SME Account, Cluster Account, and Individual SME Account.
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Digital Banking Solutions of Lotus Bank
Customers of Lotus Bank regardless of the type of account they operate can enjoy the self-service and assisted banking solutions to make their transactions easier. These digital solutions include Smart Banking and E-Solution services. The Smart Banking solutions include USSD Banking, Lotus Mobile Banking, and Lotus Online Banking. The E-Solution services, which are for businesses include the Lotus POS terminal and Lotus Grit. Let’s briefly discuss each of these digital solutions below.
The USSD Banking works by dialling *5045# on the phone number linked to a Lotus Bank account. With *5045#, a customer can carry out 90 per cent of their transactions on the go. These transactions include money transfers, airtime and data purchase, and other bill payments.
The Lotus Mobile Banking service is another digital solution of Lotus Bank that allows customers to easily perform lots of transactions through the Lotus Mobile app. With the Lotus Mobile app, customers can open accounts, transfer money, pay bills, view and download E-Statements, and manage their cards.
Lotus Online Banking allows customers to carry out fast and secure transactions no matter where they are. Customers can transfer money, monitor their accounts, pay bills, make FX transfers (for Domiciliary accounts alone), and make requests for cheques and a new Lotus Card.
For Lotus E-Solutions and services tailored towards business owners, customers can apply for and get a POS terminal for their business. The features and benefits of the Lotus POS terminal include real-time collections management, improved account reconciliation, and safe and secure payment processing, to mention a few.
Lotus Grit, on the other hand, is a web-based payment and collections solution for small businesses and corporate organizations. The features and benefits include secure payment transactions, FX bidding, card services, cheque services, custom duty payment, transfers using NIP and NEFT, and access to the payroll manager.
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Lotus Bank Board of Directors
Below is the list of members of the Board of Directors of Lotus Bank:
- Hajara Adeola: (Chairperson)
- Kafilat Araoye (Managing Director)
- Adeoye Fadeyibi (Non-Executive Director)
- Muhammed Atiku- Abubakar (Non-Executive Director)
- Gen. Sansadeen Awosanya (Non-Executive Director)
- Toyin Kekere-Ekun (Non-Executive Director)
- Muhammed Babangida (Non-Executive Director)
- Moinuddin Malim (Non-Executive Director)
- Alhassan Abdulkarim (Executive Director)
- Nurudeen Lemu (Non-Executive Director)
- Nuratu Batagarawa (Non-Executive Director)