List of JAIZ Bank Branches in Nigeria

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About Jaiz Plc

Jaiz Bank Plc is the first and most popular Non-Interest Bank in Nigeria. Jaiz bank was established on the 11th of November, 2011. Its funding beliefs include trust, professionalism and excellence to deliver innovative financial solutions and exceptional customer experience to Nigerians. Jaiz bank was granted regional license by the Central Bank of Nigeria wherein the bank was allowed to operate in the Northern part of the country. On the 12th of May, 2016. Jaiz bank was transformed to a national bank, now with key presence in all the geopolitical zones of the country.

Jaiz bank’s core value are entrenched on 7 principles which are put together in an acronym called RESPECT. RESPECT stands for Responsibility, Entrepreneurship, Simplicity, Excellence, Customer Focus and Trust. The bank set these principles as a guiding rule to steer it towards its goal of becoming a leading bank in ethics in Sub-Saharan Africa.

As of today, Jaiz bank is a quoted public company trading on the floor of the Nigerian Stock Exchange (NSE). As of September 31st, 2019, Jaiz bank had a balance sheet size of N152 billion from N12 billion in 2012. Its financing assets also grew from over N30 billion in 2012 to N138.84 billion in September 31, 2019. Jaiz bank has witnessed tremendous growth with a Profit (after tax) of N1.25billion at the end of its 3rd quarters in 2019. Other critical banking parameters such as customer deposits, branch network and profitability have also witnessed growth since the bank began its operations. Although Jaiz bank has its head office in the Federal Capital Territory, it also has branches in many other states of the federation. This article covers all Jaiz bank branches in Nigeria.

List of JAIZ Bank Branches in Nigeria

List of JAIZ Bank Branches in Nigeria

Read on below:

Jaiz bank Head office

Kano house on Number 73 Ralph Shodeinde Street Central Business District, Abuja.

Jaiz bank Bannex branch

Bannex Plaza, Wuse II, Abuja

Jaiz bank EFCC Head Quarter branch

Number 5, Formella Street, Off Ademola Adetokunbo Crescent, Wuse II, Abuja

Jaiz bank National Assembly Branch

National Assembly, White House Basement, Abuja

Jaiz bank NNPC Branch

Block D, NNPC Tower, Abuja

Jaiz bank Sahad Stores branch

Sahad Stores at Area 11 Garki Abuja

Jaiz bank Sahad Stores CBD branch

Adjacent Moshood Abiola House on Abubakar Tafawa Balewa Way at Central Business District, Abuja.

Jaiz bank Wuse Branch

Number 36 on Douala Street at Erisco Bonpet Plaza, Zone 5 Wuse, Abuja

Jaiz bank POWA Plaza branch

POWA Plaza, Apo Resettlement, Abuja

Jaiz bank Dutse branch

Olajumoke Akinjide Shopping Mall on Bwari express way at Dutse Alhaji, Dutse, Abuja

Jaiz bank Gwarimpa Branch

1st Avenue, DBB Plaza at Gwarimpa, Abuja

Jaiz bank ATBU Bauchi

Abubakar Tafawa Balewa University, Bauchi

Jaiz bank Bauchi Main branch

Mohammed Kirfi road, off Ahmadu Bello way, Bauchi

Jaiz bank Gombe Main branch

Number 8, New Market Road, Commercial Area, Gombe state, Nigeria

Jaiz bank Federal Medical Center, Gusau

Federal Medical Center, Gusau

Jaiz bank Ali Akilu Branch

Number 11A, Ali Akilu Road, Kaduna state

Jaiz bank Kaduna 2 Branch

Farida Venture Building on Kano Road, Kaduna

Jaiz bank Samaru branch

Ahmadu Bello University Road, opposite Main Gate, Samaru, Zaria

Jaiz PZ Branch

Number 2, Crescent Road, Sabon Gari- Zaria, Kaduna state

Jaiz bank Kabuga BUK branch

Kabuga Shopping Complex, Along Bayero University Road, Kabuga, Kano

Jaiz bank Kano1 Tafawa Balewa Road Branch

Number 55A, Tafawa Balewa Road, off Murtala Mohd Way, Kano state

Jaiz bank Kano2 Bello Road branch

Number 13, Bello Road, Kano state

Jaiz bank Zoo Road Branch

Opposite SKY Memorial Plaza, Zoo road, Kano

Jaiz bank Shop Sheshe branch

Shop Sheshe, Hadeja road, kano

Jaiz bank Dala Orthopadic Hospital branch

Kafar Ruwa Road, Kofar Danwawu, Kano

Jaiz bank Northwest University branch

Northwest University campus, Kofar Ruwa Road at Kofar Nassarawa in Kano state

Jaiz bank Hotoro Branch

Plot 140, Opposite NNPC Depot on Maiduguri Road, Hotoro, Kano

Jaiz bank Katsina main branch

Number 109, IBB Way, Kofar, Kaura, Katsina state

Jaiz bank, Al Qalaam University branch

Al Qalaam University Campus on Dutsin-Ma Road, Katsina state

Jaiz bank Funtua Branch

Number 69, Sokoto Road, Funtau Katsina

Jaiz bank Birnin-Kebbi branch

Plot 20, Ahmadu Bello way, Birnin-Kebbi, Kebbi State

Jaiz bank Lokoja branch

Number 4, John Holt Road, Along Paparanda Square, Lokoja, Kogi state

Jaiz bank University of illorin branch

University of illorin Campus, Kwara state

Jaiz bank, Ilorin branch

Number 11, Unity Road, (Beside Kasmag Transport) Ilorin, Kwara state

Jaiz bank Apapa branch

Number 17, Wharf Road, Opposite Eleganza Plaza, Beside Unity Bank, Apapa, Lagos

Jaiz bank Ikeja branch

De Plazaville Shopping Complex on 119 Awolowo Way, (Allen Round About) Ikeja

Jaiz bank Ikoyi branch

Number 39, Awolowo Road, Ikoyi, Lagos.

Jaiz bank Marina branch

Number 2/4 Davies Street, Kingsway Building, Beside Eco Bank, Marina, Lagos.

Jaiz bank Maiduguri Branch

Number 18, Shehu Laminu Way, opposite State Specialist Hospital, Maiduguri State

Jaiz bank Mararaba Branch

Plot 644, Cadastral Zone A11 at Mararaba, Gurku, Nassarawa state

Jaiz bank Osogbo branch

Number 4, Gbongan Road, Osogbo, Ogun state

Jaiz bank Saki Branch

Oke-Dio Junction, Secretariat Road, Saki, Oyo state

Jaiz bank Ibadan branch

Number 3, Fajuyi Road, Dugbe Ibadan

Jaiz bank Jos Branch

Number 25, Ahmadu Bello Way, Jos Plateau State

Jaiz bank Port Harcourt branch

Number 186, Abba Road, Porth Harcourt (Opposite Water Line), River state

Jaiz bank Sokoto Main branch

Number 5, Ahmadu Bello Way, former FINBank Building, Sokoto

Jaiz bank Yola Branch

Muhammed Mustapha Way, opposite Modern Market,Jimeta, Yola

Gusau Main Branch

Number 21, Canteen Road, Opposite CBN Gusau, Zamfara state

Jaiz bank Yarima Bakura Specialist Hospital branch

Yarima Bakura Hospital, Zamfara

About Islamic Banking

 Islamic banking, otherwise known as Non-Interest Banking is a profitable banking model currently practiced in nearly 70 countries across the world. Some other non-Islamic banks, such as  Citibank, Barclays Bank, etc. also offer non-interest banking products and service. Note that, Non-interest banking is an alternative financial service open to all irrespective of race or religion. It offers almost all the services of other conventional banks. It is based on the ethical principles of fairness, transparency and objectivity.

The major difference between Islamic banking and other conventional banking methods is that non-interest Islamic banks do not give or receive interest. They are also intentional about not partaking in or finance anything that is harmful to society which includes things alcohol, tobacco, gambling businesses, etc. Islamic banking adheres to ethical and moral standards.

Many people prefer Islamic banking because it provides for socially responsible investment outlets. The major mode of financing in Islamic banking is via leasing and partnership.

The Potential for Non- Interest Bank in Nigeria

The potential for Non-Interest bank in Nigeria are enormous because many Nigerians have been waiting for such banking options. Although Jaiz Bank majorly focuses on retail banking, it also offers corporate and commercial banking services.

Details you need to know about Jaiz bank

100% Shari’ah compliant

Highly ethical, with best practices in corporate governance and sound risk management framework.

Proactive and innovative towards customer’s needs

Best-practice operations and functional framework

Customer-Centric

Socially responsible

Fair to all Stakeholders

Ideal business partner

Jaiz bank is not any of the following:

Religious bias

Mediocre performing

An imitator of other banks

Jaiz bank will not sacrifice Shari’ah principles for profit

Financial products offered by Jaiz bank

Jaiz Wakala Investment

This is a financial product specially tailored to corporate and high-net-worth individuals who are looking to yield high returns with commensurate risk on their investment. Under the Jaiz Wakalah investment, the bank will collect deposits from its customers and invest in a specific business venture that must have been earlier agreed on with the customer. The Bank, therefore, acts as an agent in investing the depositor’s funds in an ethical manner. The bank and the customer will have agreed on the expected profit rate to the customer and the fee of the bank.

Working Capital Financing (Murabaha)

This product is used to finance the purchase of inventory or raw materials from local sources for the customers, by the bank. The bank selects the customer as its agent to source for the goods the customer wishes to buy. The customer negotiates price, quality, and quantity, and will later communicate the outcome of the negotiation to the bank via the presentation of a proforma invoice. After which the bank will then purchase the goods by making payment to the supplier, while the agent handles the delivery of the goods. The customer pays for the cost and profit to the bank on an earlier agreed date.

Project financing/ Constructing (Istisna)

This contract is such that the customer will request that Jaiz bank should construct and sell the project to be constructed at the bank’s selling price. Thereafter. the bank will request another party (contractor) to construct the project. The payment of the bank’s selling price may be paid in full or in installments as earlier agreed. On completion of the project, the contractor will handover the project to the bank, after which the contractor will deliver the project (based on authorization) directly to customer.

Lease to own finance (Ijarawaliqtina)

This is a banking product that allows you to hire and subsequently purchase assets from the bank.




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