It’s a digital world and your mobile device has turned to bank in your pocket. But in the world full of phishing scams via shortened links.
Here are the basic 7 best ways to securely bank on your mobile phone:
1. Know Where A Shortened Link Takes You
Most of your social activities are done on your device, which also could expose you to vulnerabilities from shortened URLs from spammers.
The best thing to do is to copy the short URL and paste into the expand bar of any of the following link checking services:
There are more than 10 of them you can use to expose shortened link, but you’ll be able to get the info you need about a link with the above three.
2. Understand The Terms and Conditions Of An App Before You Download
Make sure you fully understand the terms and conditions of application you’re about to download.
Avoid application that wants to have access to other applications on your mobile phone.
And don’t forget that cyber-criminals design their apps and offer it for free at black market store.
So don’t be in a haste to enjoy an app, have a full understanding of its peeping terms.
3. The Official Application of Your Bank Is The Best
When you want to download an application of your bank at the recommended stores, make sure you type the correct application name as recommended by your bank.
Take caution when you get two very similar applications name at the store. similar to this is: knowing the correct spelling of your banks URL.
4. Protect Your Privacy When Entering Your Password In A Public Bus Or Public Place
If you have to open your online banking on your device in a public bus or public place, make sure the next person to you isn’t spying. A leakage of your password can expose your banking details to unauthorized withdrawals.
5. Use Recommended Application Market
There are lots of application markets out there, but use the ones recommended by your bank so as not to fall into the hands of online thieves.
6. Call Your Bank If You Get A Message Requesting Your Banking Details
Hackers are good at composing call-to-action messages. If you get any message that you need to provide your banking details for an update to your bank account, call your bank to verify, or visit the nearest branch office of your bank for verification.
Such messages could come via email, text messages, or through phone call.
The bottom line is verify from your banker ,don’t hand over your details to a stranger.
7. Storing Your Password on Your Mobile Phone Is Risky
Some of the available browsers today ask you “do you want this app to store your password” when you login for the first time. There is nothing bad about that considering the convenience you get, but what of if your device is lost, or stolen?
It means third party will gain access to your login details.
Choose passwords that are convenient for you, but tricky to guess by others. I believe you don’t need a 20-character long password to be protected.
Credit: Opeyemi Quadri