How to Borrow Airtime from 9mobile, MTN, Glo and Airtel


Have you ever been stuck in a place where you couldn’t find any recharge card dealer?

In this case, you can choose to recharge online.

But what if there’s no money in your bank account and you have to make this very important call.

Or you’re in a place where you have no access to internet and you need to call someone.

Well, if you’ve ever been in this dilemma, then you certainly need to know how you can borrow credit at this critical time.

Interestingly, the telecommunications providers in the company have plans that can allow your borrow airtime for your emergencies.

Whether it is MTN, Glo, Airtel or 9Mobile, you can reach anyone at any point in time no matter where you are.

In this post, we’ll show you how to borrow airtime from any of the major telecoms provider in the country.

How to borrow airtime from MTN

The steps to borrowing airtime with your MTN line are as simple as ABC. With your phone just dial *606#

Then you will get a message indicating your eligibility to borrow airtime.

If you’re eligible you will see instructions with serial numbers. For instance:

  1. Eligibility Status
  2. Xtra Time Balance
  3. Next

Select the number that represents what you want to do. Once, you can follow the instruction, your phone will be credited with the airtime you need.

Usually, your service provider (MTN) will charge 15% of the total value of the airtime which will be deducted on your next recharge.

How to borrow airtime from 9Mobile

With 9Mobile you can also borrow airtime with your mobile device. The first step is to dial *665# or dial *665*amount#
When you dial *665#, you will see several options to choose from. This is how it will appear on your screen:

  1. Get the highest amount you can borrow
  2. Choose Loan Amount
  3. Check Eligibility
  4. Check Loan Balance
  5. Deactivate Loan
  6. Activate Loan

From these options, choose the number that corresponds with your need and follow the instruction from there. Once you select the amount you want to borrow, you will be credited shortly

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How to borrow airtime from Glo

You can also borrow airtime from GLO. However, the method with GLO is a bit longer because you’re expected to add a security pin. This is done by following the steps below:

Step #1: Dial *321# then create a 4 digit pin of your choice e.g 0911

Step #2: Borrow the airtime by dialling *321*pin*amount you want to borrow#. For example: *321*0911*200#.

You will be credited with the amount you requested shortly.

How to borrow airtime from Airtel

If you use an Airtel SIM, you can borrow airtime by dialling *500*amount#. With Airtel, you can borrow up to N500 worth of airtime at a time.

Generally, borrowing airtime attracts a service charge depending on the network you’re using. Usually, the charge ranges between 10 and 15%. For instance, MTN attracts a service charge of 15% which means you will be given an airtime of N85 if you request for N100 worth of airtime

How to borrow airtime: OLD INFO

Never run out of airtime anymore with any of the telecommunications networks. The stiff competition going on between the major telcos has made similar features and packages rolled out within a short time frame amongst them. Introducing ways to hold on to their old and new subscribers or luring subscribers from competing networks such as lower call rates, cheaper internet subscription, borrowing or airtime and many more.

Whenever you run out of airtime on your line all you have to do is dial a short code on your phone to borrow airtime from the network and you are good to use it on any billable activity on the network regardless of whether it is voice, data or a Value Added Service.
Please do note that the exact amount borrowed will be deducted on your next recharge.

Find steps below on how to borrow airtime from MTN, Etisalat, Glo & Airtel

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How To Borrow Airtime From MTN

This feature is available only to prepaid subscribers who recharge at least N500 monthly only.
Simply Dial *606# then follow the menu displayed after.
Please note that the minimum you can borrow is N50 and the service will attract a 10% charge from your next recharge. That is, if you borrow N1000 airtime, your phone will be credited with N900 on your next N1000 recharge.

How To Borrow Airtime From Etisalat

This feature is available only to subscribers who recharge at least N900 monthly only.
Simply Dial *665*amount#. For example if you want to borrow N500 airtime from Etisalat you will have to dial *665*500#.
Also note that the service will attract a 10% charge from your next recharge. That is, if you borrow N1000 airtime, your phone will be credited with N900 on your next N1000 recharge.

How To Borrow Airtime From Glo

With Glo you can borrow up to the highest amount you’ve recharged since joining them, however new subscribers need to be on their network at least 4 months before they can borrow airtime.
To Borrow the airtime. Dial *321*pin*amount you want to borrow#. E.g *321*4535*200#.
The amount you will receive should be less 10% as service charge. That is, if you request for N200 credit, your phone will be credited with N180 while N20 goes to Glo as their service charge.

How To Borrow Airtime From Airtel

To borrow airtime on Airtel you need to be a consistent subscriber on Airtel for at least 3 months and must load a minimum of N250 monthly before you can borrow.
To borrow airtime from Airtel, simply dial *500*amount#. For example, dial *500*200# to borrow N200.
The amount you’ll receive is less 10% service charge. That is, if you request for N200 credit, your phone will be credited with N180 while N20 goes to Airtel as service charge.

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5 Comments

Add a Comment
  1. ugwoke Emmanuel chinweike

    And the credit you cannot even last for 2 minutes if we assume is 200

    1. prex

      Nice and useful post

  2. ugwoke Emmanuel chinweike

    Well when one is hooked is a help hand but the system of deduction when making call after u must have paid for the credit is far different.

  3. abbba

    all of the line

  4. creebhills

    thanks for the post it was really helpful

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